Madison County, IL: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Madison County, Illinois carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. 36 ZIP codes are tracked county-wide, averaging 20/100 distress. Individual Madison County ZIPs score between 11 and 34 on the 0–100 composite. On bank and credit headwind, Madison County scores 52/100.

The peak-phase county posted home values that rose 3.9% over twelve months (phase confidence 26/100). With pricing topped out, broad sweeps stop paying as the ZIP scores below show.

At +3.9% YoY and 26/100 confidence, the discount lives in outliers well beyond the county average. A mid-cycle 52/100 lender reading means a blend the ZIP scores sort out.

Top distress by ZIP runs 62201 (34/100), 62254 (34/100), 62293 (26/100), 62234 (23/100), 62060 (21/100), 62294 (21/100), listed with every scored ZIP below. The breakdown continues through 62001, 62002, 62010, 62018, 62021, 62024, 62025, 62026, 62034, 62040 and more.

On the housing-and-income side, the Madison County ZIPs on file show home values averaging roughly $178,151, below the US, household income averaging about $77,798, roughly at the national median, vacancy near 8.7%, a median age of 40.9, an owner-occupied share of 77%, poverty running near 12%. Taken together, they drive which owners come under strain and how quickly stock clears.

All in at 20/100 over 36 ZIPs, distress here is parcel-specific where the ZIP scores point. Subscribers get each Madison County parcel's owner and contact detail, APN, a distress reading, the lender on title and exit timing.

No county is too small to score: Madison County, Illinois runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Madison County's numbers mean exactly what they mean anywhere else in Illinois.

For an acquisition buyer, the practical use of Madison County, Illinois's scores is triage: the ZIPs and parcels carrying the highest composite are where motivated sellers and below-market exits concentrate, while lower-scored areas rarely justify the marketing spend. The Madison County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

At the ZIP level, the sharpest readings in Madison County are 62201 (34/100), 62254 (34/100), 62293 (26/100), 62234 (23/100), 62060 (21/100), 62294 (21/100). DLRadar also scores 62001, 62002, 62010, 62018, 62021, 62024, 62025, 62026 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Madison County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.