Madison County, IL: Foreclosures, Tax Liens & Distressed Properties
Madison County, IL, Illinois: 36 ZIP codes scored, Madison County, IL averaging 20/100 (low, Madison, IL), from 10 to 35. Madison County, IL is in its peak phase (Madison, IL confidence 26/100): Madison, IL home prices up 3.9% (Madison, IL) over twelve months. Madison County, IL lender headwind: 52/100.
Highest-scoring Madison County, IL ZIPs: 62254 (35/100), 62201 (34/100), 62293 (26/100), 62234 (23/100), 62001 (20/100), 62010 (20/100). Also scored in Madison County, IL: 62018, 62021, 62024, 62025, 62026, 62034, 62040, 62046, 62048, 62058.
Across Madison County, IL's scored ZIPs: median home value $178,151, household income $77,798, 8.7% vacancy, 12.0% poverty, 77% owner-occupied, median age 40.9.
Madison County, IL insurance distress 22/100 (#2,042 in the US); FEMA hazard 0/100 for Madison, IL; 11 Madison, IL NFIP flood claims, $18K paid; Madison, IL construction distress 9/100.
23 banks with 77 branches lend in Madison County, IL; Madison, IL weighted bank stress 63/100, highest 81/100 in Madison, IL.
Madison County, IL unemployment 3.5% (Madison, IL -1.1 pts, six months); 528 new housing units permitted in Madison County, IL over twelve months, Madison, IL up 43% from 369; Madison, IL home prices +8.6% a year (Madison, IL) over three years.
119,168 housing units in Madison County, IL; 28,864 Madison, IL renter households; 43% of Madison, IL renters spend 30%+ of income on rent, 21% (Madison, IL) half or more.
Madison County, IL ranks #1,993 nationally on the opportunity index (Madison, IL, among all ranked counties); Madison, IL scores 27.7/100 and Madison, IL sits #53 inside Illinois. Madison, IL is in the weak opportunity phase; Madison, IL's primary driver is bank institutional, Madison, IL second driver listings discount; Madison, IL moved up 778 places. 44 short-sale listings across Madison, IL; 99 days on market observed in Madison, IL; 7.8% vacancy over 36 Madison, IL ZIPs.
0.8% of Madison County, IL mortgages were ninety-plus days late in December 2025; Madison, IL's thirty-to-eighty-nine-day share was 3.3% (CFPB county sample). Madison, IL's ninety-day rate is up 0.1 points on twelve months earlier; the Madison, IL peak since 2008 was 3.5% in January 2011; Illinois overall reads 1.1%.
Madison County, IL has 14 watched banks; 14 Madison, IL banks sit in an elevated band. Madison, IL footprints: Fcb Banks (9 branches, stress 61) in Madison, IL; Busey Bank (9 branches, stress 51) in Madison, IL; Constitution Bank Na (6 branches, stress 71) in Madison, IL.
HUD lists 12 assisted multifamily properties in Madison County, IL with 582 units; 498 Madison, IL units are assisted, 5 Madison, IL properties under project-based Section 8.
9,034 of the 119,168 housing units in Madison, IL sit vacant. Madison County, IL permitted 162 multifamily units in twelve months; Madison, IL's one-to-four unit structures added 366 units in Madison County, IL.