ZIP 62201 Property Distress & Foreclosure Data

St. Clair County, Illinois's ZIP 62201 registers 34/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (76/100), construction/permit lag (71/100), institutional ownership (52/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (62/100). The latent-versus-live split is 76/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 4.0% over the trailing year (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $21,658, below the U.S. median near $78,000. The vacancy rate is 19.9% — elevated. Home values center near $60,000, an affordability ratio of 2.6× — accessible. Educational attainment sits at 11% bachelor's-or-above. Around 37% of renters are cost-burdened. 5,017 residents call 62201 home, typically aged 42. The ZIP holds roughly 2,732 housing units. DLRadar's demographic-stress index for the area reads 39/100. 42.4% of residents fall below the poverty threshold. Owners hold 42% of homes, renters 58%.

Taken together, 62201 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.