ZIP 62201 Foreclosure, Tax-Lien & Distress Report

ZIP code 62201 in St. Clair County, Illinois carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (81/100), structural risk (75/100), institutional ownership (45/100). mortgage stress (21/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (85/100)). The latent-versus-live split is 75/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $21,658, median income runs below typical U.S. levels. The vacancy rate is 19.9% — elevated. Home values center near $60,000, an affordability ratio of 2.6× — accessible. Educational attainment sits at 11% bachelor's-or-above. Rent burden reaches 37% of tenant households. About 5,017 people live here, median age 42. The ZIP holds roughly 2,732 housing units. On demographic stress specifically, 62201 scores 39/100. 42.4% of residents fall below the poverty threshold. Owners hold 42% of homes, renters 58%.

Net-net, 62201 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 62201 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 62201 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 62201, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 62201 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. Treat 62201 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.