ZIP 62220 Property Distress & Foreclosure Data

ZIP code 62220 in St. Clair County, Illinois carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (64/100). What sets it apart are the readings on structural risk (77/100), construction/permit lag (73/100), institutional ownership (53/100). By contrast, mortgage stress (21/100) register low. Structural exposure scores 77 and live distress 6 on the 0–100 scale.

The market reads peak — home values rose 4.0% year on year, and 22% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 19,391 people live here, median age 40. A median home runs $157,400 here, or 2.2 times local income. There are about 8,977 housing units across 62220. About 28% have a four-year degree. The tenure split is 66% owner-occupied to 34% rented. Vacancy runs 10.3%. On demographic stress specifically, 62220 scores 28/100. Rent burden reaches 46% of tenant households. Roughly 14.7% live below the poverty line. Households earn a median $65,261 — below the roughly $78,000 national figure.

Net-net, 62220 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.