ZIP 62220 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 62220 in St. Clair County, Illinois comes in at 34, a moderate composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (86/100). Its heaviest discrete signals: construction/permit lag (83/100), structural risk (77/100), institutional ownership (47/100). mortgage stress (21/100) stay muted. On the structural side it scores 77/100, with 6/100 of stress already active.

The market reads peak — home values rose 3.9% year on year, and 22% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 19,391 people live here, median age 40. A median home runs $157,400 here, or 2.2 times local income. There are about 8,977 housing units across 62220. Educational attainment sits at 28% bachelor's-or-above. Owners hold 66% of homes, renters 34%. Vacancy runs 10.3%. DLRadar's demographic-stress index for the area reads 28/100. Around 46% of renters are cost-burdened. 14.7% of residents fall below the poverty threshold. At $65,261, median income runs below typical U.S. levels.

On balance 62220 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 62220 read uses the identical public-record model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 62220 stays directly comparable to neighboring ZIPs and the rest of St. Clair County, Illinois. 62220 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

62220's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 62220 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.