ZIP 62243 Foreclosure, Tax-Lien & Distress Report

In St. Clair County, Illinois, ZIP 62243 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (83/100), structural risk (77/100), institutional ownership (47/100). mortgage stress (21/100) stay muted. On the structural side it scores 77/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (86/100)).

The market reads peak — home values rose 3.9% year on year, and 29% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $93,328, above the U.S. median near $78,000. The poverty rate is 9.2%. Rent burden reaches 61% of tenant households. The vacancy rate is 5.4%. The tenure split is 84% owner-occupied to 16% rented. The ZIP holds roughly 2,532 housing units. Around 34% of adults hold a bachelor's degree or higher. On demographic stress specifically, 62243 scores 29/100. About 6,522 people live here, median age 41. A median home runs $279,500 here, or 2.9 times local income.

On balance 62243 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 62243 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 62243's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 62243, the field stays empty rather than modeled, and fills in as new documents post.

The 34/100 for 62243 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 62243 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.