ZIP 62243 Property Distress & Foreclosure Data

ZIP code 62243 in St. Clair County, Illinois carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (77/100), construction/permit lag (73/100), institutional ownership (53/100). mortgage stress (21/100) stay muted. On the structural side it scores 77/100, with 6/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 29% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $93,328, above the U.S. median near $78,000. 9.2% of residents fall below the poverty threshold. Around 61% of renters are cost-burdened. The vacancy rate is 5.4%. Owners hold 84% of homes, renters 16%. The ZIP holds roughly 2,532 housing units. Educational attainment sits at 34% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100. 6,522 residents call 62243 home, typically aged 41. Home values center near $279,500, an affordability ratio of 2.9× — accessible.

Overall, 62243 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.