ZIP 62221 Foreclosure, Tax-Lien & Distress Report
St. Clair County, Illinois · Distress market
ZIP 62221's composite property-distress score is 34/100 - DLRadar classes that as moderate for St. Clair County, Illinois. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (86/100). Structural exposure scores 77 and live distress 6 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (83/100), structural risk (77/100), institutional ownership (47/100). On the quiet end sit mortgage stress (21/100).
The peak-phase market in 62221 posted values that rose 3.9% over the year, and 25% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 12,720 housing units. Rent burden reaches 28% of tenant households. Roughly 9.5% live below the poverty line. Owners hold 66% of homes, renters 34%. The demographic-stress sub-score lands at 25/100. Population is roughly 29,281 with a median age of 38. About 37% have a four-year degree. Home values center near $217,500, an affordability ratio of 2.6× — accessible. Median household income is $78,619, near the U.S. median near $78,000. The vacancy rate is 4.5%.
On balance 62221 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 62221 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 62221 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 62221 shows blanks, not estimates, wherever the record is sparse.
62221's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 62221 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 62221’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
62221 at a glance
Current distress, phase, housing and lender-pressure figures for 62221, drawn from the same report attached to each property.
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Each signal above is traceable to an open dataset · methodology