ZIP 62221 Property Distress & Foreclosure Data

In St. Clair County, Illinois, ZIP 62221 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (64/100)). On the structural side it scores 77/100, with 6/100 of stress already active. Its standout signals are structural risk (77/100), construction/permit lag (73/100), institutional ownership (53/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 62221 posted values that rose 4.0% over the year, and 25% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 12,720 housing units. Around 28% of renters are cost-burdened. The poverty rate is 9.5%. 66% of housing is owner-occupied. The demographic-stress sub-score lands at 25/100. Population is roughly 29,281 with a median age of 38. Around 37% of adults hold a bachelor's degree or higher. The typical home is worth about $217,500 (2.6× income, relatively affordable). At $78,619, median income runs near typical U.S. levels. The vacancy rate is 4.5%.

On balance 62221 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.