ZIP 62226 Foreclosure, Tax-Lien & Distress Report
St. Clair County, Illinois · Affordable market
ZIP code 62226 in St. Clair County, Illinois carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Structurally it carries 77/100, against 6/100 of stress already in motion. Its standout signals are construction/permit lag (83/100), structural risk (77/100), institutional ownership (47/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (86/100).
Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 27% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 28,543 with a median age of 42. The ZIP holds roughly 13,492 housing units. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 33% bachelor's-or-above. The tenure split is 66% owner-occupied to 34% rented. Households earn a median $66,018 — below the roughly $78,000 national figure. The typical home is worth about $167,000 (2.5× income, relatively affordable). The poverty rate is 14.0%. Rent burden reaches 36% of tenant households. On demographic stress specifically, 62226 scores 27/100.
Overall, 62226 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 62226 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 62226's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 62226 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 34/100 figure for 62226 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 62226 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 62226
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
62226 at a glance
Current distress, phase, housing and lender-pressure figures for 62226, drawn from the same report attached to each property.
Neighbouring ZIPs in St. Clair County
More distress data near 62226
Related ZIP, county and statewide reads linked to St. Clair County, Illinois.
See every distressed parcel in 62226
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Deterministic scoring, sourced entirely from public data · methodology