ZIP 62226 Foreclosure, Tax-Lien & Distress Report

ZIP code 62226 in St. Clair County, Illinois carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic distress index. Structurally it carries 76/100, against 6/100 of stress already in motion. Its standout signals are construction/permit lag (80/100), structural risk (76/100), institutional ownership (47/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (85/100).

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 27% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 28,543 with a median age of 42. The ZIP holds roughly 13,492 housing units. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 33% bachelor's-or-above. The tenure split is 66% owner-occupied to 34% rented. Households earn a median $66,018 — below the roughly $78,000 national figure. The typical home is worth about $167,000 (2.5× income, relatively affordable). The poverty rate is 14.0%. Rent burden reaches 36% of tenant households. On demographic stress specifically, 62226 scores 27/100.

Overall, 62226 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 62226 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 62226's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 62226 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 34/100 figure for 62226 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 62226 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.