ZIP 62239 Foreclosure, Tax-Lien & Distress Report
St. Clair County, Illinois · Affordable market
Composite property distress in 62239 (St. Clair County, Illinois) lands at 35/100 — moderate on DLRadar's distress scoring. Structurally it carries 78/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (62/100). Its standout signals are construction/permit lag (80/100), structural risk (78/100), institutional ownership (51/100). mortgage stress (21/100) stay muted.
The market reads peak — home values rose 3.9% year on year, and 40% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Owners hold 61% of homes, renters 39%. The vacancy rate is 2.9%. 4,381 residents call 62239 home, typically aged 41. The demographic-stress sub-score lands at 26/100. The typical home is worth about $111,400 (1.9× income, relatively affordable). The poverty rate is 9.2%. There are about 1,904 housing units across 62239. Around 38% of renters are cost-burdened. Around 18% of adults hold a bachelor's degree or higher. Households earn a median $57,793 — below the roughly $78,000 national figure.
Net-net, 62239 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 62239 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 62239 runs through one identical scoring model, so its 35/100 sits on the same scale as every other ZIP in St. Clair County, Illinois and the nation. 62239 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 62239's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 62239 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 62239 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 62239 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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The complete 62239 distress and acquisition report
Pull every distressed parcel in 62239 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology