St. Clair County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in St. Clair County, Illinois? DLRadar grades every St. Clair County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 St. Clair County breakdown.
- St. Clair County's most distressed ZIP is 62059 at 34/100.
- 34 ZIP codes tracked in St. Clair County, averaging 32/100 distress.
- St. Clair County reads peak — home values up 3.9% year over year.
- Vacancy runs 12.9% across St. Clair County's tracked ZIPs, with a 14.6% poverty rate.
- The typical St. Clair County home is worth about $161,836 against a ~$76,613 median income.
- Lending headwind in St. Clair County sits at 58/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 62059 | 34/100 |
| 2 | 62201 | 34/100 |
| 3 | 62203 | 34/100 |
| 4 | 62204 | 34/100 |
| 5 | 62205 | 34/100 |
| 6 | 62206 | 34/100 |
| 7 | 62207 | 34/100 |
| 8 | 62208 | 34/100 |
| 9 | 62220 | 34/100 |
| 10 | 62221 | 34/100 |
| 11 | 62223 | 34/100 |
| 12 | 62225 | 34/100 |
Most distressed ZIP codes in St. Clair County (composite distress 0-100, 2026)
What is driving St. Clair County distress
St. Clair County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 32/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
St. Clair County market phase and pricing
DLRadar places St. Clair County in peak; prices moved up 3.9% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in St. Clair County
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What people ask
Where is distress highest inside St. Clair County, IL?
ZIP 62059 leads St. Clair County at 34/100, recomputed monthly from public records.
Where is St. Clair County in the housing cycle?
FHFA price-index movement places St. Clair County in peak; prices are up 3.9% over twelve months.
Can the St. Clair County figures be verified?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 34 ZIP codes in St. Clair County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between St. Clair County ZIP codes?
The county figure is a blend, not a description. Across the St. Clair County ZIPs DLRadar ranks, scores run from 34/100 in 62059 down to 34/100 in 62225, against a St. Clair County average of 32/100. A spread of 0 points means St. Clair County has to be worked ZIP by ZIP.
What do St. Clair County home values and vacancy say about distressed supply?
The typical St. Clair County home carries about $161,836 of value against a median household income near $76,613. Vacancy across St. Clair County's tracked ZIPs runs 12.9% and the poverty rate is 14.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside St. Clair County's foreclosure and tax-lien record and its 58/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.