St. Clair County, IL: Foreclosures, Tax Liens & Distressed Properties

St. Clair County, IL, Illinois: 34 ZIP codes scored, St. Clair County, IL averaging 32/100 (moderate, St. Clair, IL), from 20 to 35. St. Clair County, IL is in its peak phase (St. Clair, IL confidence 26/100): St. Clair, IL home prices up 3.9% (St. Clair, IL) over twelve months. St. Clair County, IL lender headwind: 58/100.

Highest-scoring St. Clair County, IL ZIPs: 62059 (35/100), 62203 (35/100), 62204 (35/100), 62205 (35/100), 62206 (35/100), 62207 (35/100). Also scored in St. Clair County, IL: 62208, 62220, 62221, 62223, 62225, 62226, 62232, 62239, 62240, 62243.

Across St. Clair County, IL's scored ZIPs: median home value $161,836, household income $76,613, 12.9% vacancy, 14.6% poverty, 69% owner-occupied, median age 39.9.

St. Clair County, IL insurance distress 72/100 (#576 in the US); FEMA hazard 63/100 for St. Clair, IL; 3 federal disaster declarations in St. Clair County, IL since 2023 (3 flood); 131 St. Clair, IL NFIP flood claims, $1.5M paid; St. Clair, IL construction distress 79/100.

26 banks with 68 branches lend in St. Clair County, IL; St. Clair, IL weighted bank stress 65/100, highest 93/100 in St. Clair, IL.

St. Clair County, IL unemployment 3.9% (St. Clair, IL -1.2 pts, six months); 421 new housing units permitted in St. Clair County, IL over twelve months, St. Clair, IL down 30% from 605; St. Clair, IL home prices +9.8% a year (St. Clair, IL) over three years.

115,630 housing units in St. Clair County, IL; 32,620 St. Clair, IL renter households; 44% of St. Clair, IL renters spend 30%+ of income on rent, 22% (St. Clair, IL) half or more.

St. Clair County, IL ranks #289 nationally on the opportunity index (St. Clair, IL, among all ranked counties); St. Clair, IL scores 34.8/100 and St. Clair, IL sits #1 inside Illinois. St. Clair, IL is in the peak_opportunity opportunity phase; St. Clair, IL's primary driver is construction, St. Clair, IL second driver bank institutional; St. Clair, IL moved up 335 places. 62 short-sale listings across St. Clair, IL; 87 days on market observed in St. Clair, IL; 11.1% vacancy over 34 St. Clair, IL ZIPs.

1.3% of St. Clair County, IL mortgages were ninety-plus days late in December 2025; St. Clair, IL's thirty-to-eighty-nine-day share was 3.0% (CFPB county sample). St. Clair, IL's ninety-day rate is up 0.8 points on twelve months earlier; the St. Clair, IL peak since 2008 was 4.4% in January 2010; Illinois overall reads 1.1%.

St. Clair County, IL has 14 watched banks; 14 St. Clair, IL banks sit in an elevated band. St. Clair, IL footprints: First Nb Of Waterloo (8 branches, stress 72) in St. Clair, IL; Citizens Community Bank (4 branches, stress 93) in St. Clair, IL; Fcb Banks (4 branches, stress 61) in St. Clair, IL.

HUD lists 18 assisted multifamily properties in St. Clair County, IL with 1,936 units; 712 St. Clair, IL units are assisted, 4 St. Clair, IL properties under project-based Section 8.

14,784 of the 115,630 housing units in St. Clair, IL sit vacant. St. Clair County, IL permitted 49 multifamily units in twelve months; St. Clair, IL's one-to-four unit structures added 372 units in St. Clair County, IL.