St. Clair County, IL: Foreclosures, Tax Liens & Distressed Properties

St. Clair County, Illinois is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. Individual St. Clair County ZIPs score between 20 and 34 on the 0–100 composite. Bank/credit headwind for the county is 58 on a 0–100 scale, a moderate reading. DLRadar scores 34 ZIPs here, with a mean composite of 32/100.

Currently peak, St. Clair County saw prices rise 3.9% year over year, a 26/100-confidence read. With values leveling off, distress turns selective with opportunity concentrated by ZIP.

At +3.9% YoY and 26/100 confidence, the wins are surgical well beyond the county average. A mid-cycle 58/100 lender reading implies mixed owner- and bank-driven distress.

Top distress by ZIP runs 62059 (34/100), 62201 (34/100), 62203 (34/100), 62204 (34/100), 62205 (34/100), 62206 (34/100), listed with every scored ZIP below. Other tracked St. Clair County ZIPs include 62207, 62208, 62220, 62221, 62223, 62225, 62226, 62232, 62239, 62240.

Demographically, the St. Clair County ZIPs on file run typical home values near $161,836, 12.9% of units sitting vacant, 14.6% of households below the poverty line, a median age of 39.9, an owner-occupied share of 69%, household income averaging about $76,613, roughly at the national median. Income, equity and tenure like these shape who sells under pressure and how fast a deal moves.

All in at 32/100 over 34 ZIPs, distress here is parcel-specific where the ZIP scores point. Subscribers get each St. Clair County parcel's owner, address and APN, a per-parcel score, lender exposure and exit read.

Because St. Clair County, Illinois is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh St. Clair County against neighboring markets or the rest of Illinois on equal footing.

For an acquisition buyer, the practical use of St. Clair County, Illinois's scores is triage: the ZIPs and parcels carrying the highest composite are where motivated sellers and below-market exits concentrate, while lower-scored areas rarely justify the marketing spend. All of it is deterministic and auditable: St. Clair County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

At the ZIP level, the sharpest readings in St. Clair County are 62059 (34/100), 62201 (34/100), 62203 (34/100), 62204 (34/100), 62205 (34/100), 62206 (34/100). DLRadar also scores 62207, 62208, 62220, 62221, 62223, 62225, 62226, 62232 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under St. Clair County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.