ZIP 62205 Foreclosure, Tax-Lien & Distress Report

St. Clair County, Illinois's ZIP 62205 registers 34/100 composite distress, which DLRadar reads as moderate. The pressure is most legible in construction/permit lag (83/100), structural risk (77/100), institutional ownership (47/100). By contrast, mortgage stress (21/100) register low. Structural exposure scores 77 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values rose 3.9% over the trailing year (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

A median home runs $41,800 here, or 1.1 times local income. Roughly 37.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. At $41,059, median income runs below typical U.S. levels. Around 53% of renters are cost-burdened. Around 19% of adults hold a bachelor's degree or higher. On demographic stress specifically, 62205 scores 35/100. The vacancy rate is 39.8% — elevated. About 5,760 people live here, median age 53. 65% of housing is owner-occupied. There are about 3,685 housing units across 62205.

Net-net, 62205 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 62205 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 62205's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 62205 shows blanks, not estimates, wherever the record is sparse.

Each component behind 62205 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. For a buyer, 62205 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.