ZIP 62205 Property Distress & Foreclosure Data

Composite property distress in 62205 (St. Clair County, Illinois) lands at 34/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (77/100), construction/permit lag (73/100), institutional ownership (53/100). By contrast, mortgage stress (21/100) register low. The latent-versus-live split is 77/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 4.0% year on year (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

A median home runs $41,800 here, or 1.1 times local income. Roughly 37.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $41,059 — below the roughly $78,000 national figure. Around 53% of renters are cost-burdened. About 19% have a four-year degree. On demographic stress specifically, 62205 scores 35/100. The vacancy rate is 39.8% — elevated. About 5,760 people live here, median age 53. The tenure split is 65% owner-occupied to 35% rented. The ZIP holds roughly 3,685 housing units.

Net-net, 62205 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.