ZIP 62204 Foreclosure, Tax-Lien & Distress Report
St. Clair County, Illinois · High Vacancy market
In St. Clair County, Illinois, ZIP 62204 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structurally it carries 77/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (86/100). Property-level stress concentrates in construction/permit lag (83/100), structural risk (77/100), institutional ownership (47/100). By contrast, mortgage stress (21/100) register low.
The market reads peak — home values rose 3.9% year on year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
4,824 residents call 62204 home, typically aged 37. Owners hold 69% of homes, renters 31%. The ZIP holds roughly 3,080 housing units. Educational attainment sits at 8% bachelor's-or-above. The typical home is worth about $47,800 (1.3× income, relatively affordable). At $36,789, median income runs below typical U.S. levels. Rent burden reaches 62% of tenant households. On demographic stress specifically, 62204 scores 36/100. Vacancy runs 40.3%, above the national norm and a classic distress-and-opportunity signal. 28.5% of residents fall below the poverty threshold.
Net-net, 62204 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 62204 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 62204 runs through one identical public-record model, so its 34/100 sits on the same scale as every other ZIP in St. Clair County, Illinois and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 62204 shows blanks, not estimates, wherever the record is sparse.
The 34/100 figure for 62204 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 62204 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 62204 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 62204 distress snapshot
A live read on 62204: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
More ZIPs across St. Clair County
More distress data near 62204
Related ZIP, county and statewide reads linked to St. Clair County, Illinois.
Unlock parcel-level detail for ZIP 62204
Pull every distressed parcel in 62204 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology