ZIP 62204 Property Distress & Foreclosure Data

DLRadar grades ZIP 62204 (St. Clair County, Illinois) at a moderate 34/100 for overall property distress. Structural risk reads 77/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (64/100). Property-level stress concentrates in structural risk (77/100), construction/permit lag (73/100), institutional ownership (53/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

4,824 residents call 62204 home, typically aged 37. Owners hold 69% of homes, renters 31%. There are about 3,080 housing units across 62204. Educational attainment sits at 8% bachelor's-or-above. Home values center near $47,800, an affordability ratio of 1.3× — accessible. Median household income is $36,789, below the U.S. median near $78,000. Rent burden reaches 62% of tenant households. DLRadar's demographic-stress index for the area reads 36/100. Vacancy runs 40.3%, above the national norm and a classic distress-and-opportunity signal. 28.5% of residents fall below the poverty threshold.

Taken together, 62204 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.