ZIP 62232 Foreclosure, Tax-Lien & Distress Report
St. Clair County, Illinois · Affordable market
ZIP 62232's composite property-distress score is 35/100 - DLRadar classes that as moderate for St. Clair County, Illinois. The sharpest non-environmental signals are construction/permit lag (80/100), structural risk (78/100), institutional ownership (51/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (60/100). The latent-versus-live split is 78/100 structural and 6/100 already moving.
The peak-phase market in 62232 posted values that rose 3.9% over the year, and 54% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $64,268, below the U.S. median near $78,000. On demographic stress specifically, 62232 scores 24/100. 12.5% of residents fall below the poverty threshold. There are about 3,005 housing units across 62232. Rent burden reaches 29% of tenant households. The vacancy rate is 8.6%. 7,480 residents call 62232 home, typically aged 43. Home values center near $125,000, an affordability ratio of 1.8× — accessible. Educational attainment sits at 22% bachelor's-or-above. The tenure split is 75% owner-occupied to 25% rented.
Net-net, 62232 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 62232 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62232 can be compared directly against any other ZIP in St. Clair County, Illinois or nationwide. Where the record is thin for 62232, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 62232 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. In workflow terms, 62232 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 62232
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 62232 by the numbers
The live 62232 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in St. Clair County
Nearest ZIP codes to 62232
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for St. Clair County, Illinois.
The complete 62232 distress and acquisition report
See who owns each distressed property in 62232, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology