ZIP 62232 Property Distress & Foreclosure Data

Composite property distress in 62232 (St. Clair County, Illinois) lands at 34/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (77/100), construction/permit lag (73/100), institutional ownership (53/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (64/100). On the structural side it scores 77/100, with 6/100 of stress already active.

The market reads peak — home values rose 4.0% year on year, and 54% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Households earn a median $64,268 — below the roughly $78,000 national figure. On demographic stress specifically, 62232 scores 24/100. Roughly 12.5% live below the poverty line. The ZIP holds roughly 3,005 housing units. Around 29% of renters are cost-burdened. The vacancy rate is 8.6%. About 7,480 people live here, median age 43. A median home runs $125,000 here, or 1.8 times local income. About 22% have a four-year degree. The tenure split is 75% owner-occupied to 25% rented.

Net-net, 62232 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.