ZIP 62264 Property Distress & Foreclosure Data

Composite property distress in 62264 (St. Clair County, Illinois) lands at 34/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 75 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (61/100). The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (73/100), institutional ownership (52/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 41% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $127,400, an affordability ratio of 2.2× — accessible. Owners hold 78% of homes, renters 22%. 3,152 residents call 62264 home, typically aged 40. Median household income is $61,174, below the U.S. median near $78,000. Vacancy runs 6.3%. 9.4% of residents fall below the poverty threshold. Educational attainment sits at 15% bachelor's-or-above. There are about 1,384 housing units across 62264. Rent burden reaches 30% of tenant households. DLRadar's demographic-stress index for the area reads 25/100.

Overall, 62264 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.