ZIP 62248 Foreclosure, Tax-Lien & Distress Report

ZIP code 62248 in Monroe County, Illinois carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100). The most distinctive pressure shows up in structural risk (36/100), construction/permit lag (19/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Structural risk reads 36/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 12% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 8.5%. The tenure split is 74% owner-occupied to 26% rented. Population is roughly 556 with a median age of 35. About 15% have a four-year degree. On demographic stress specifically, 62248 scores 19/100. At $80,260, median income runs near typical U.S. levels. The typical home is worth about $166,800 (1.9× income, relatively affordable). 2.1% of residents fall below the poverty threshold. There are about 230 housing units across 62248. Around 0% of renters are cost-burdened.

Overall 62248 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 62248 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 62248 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62248 can be compared directly against any other ZIP in Monroe County, Illinois or nationwide. Sparse data for 62248 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 62248's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 62248 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.