ZIP 62298 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 62298 (Monroe County, Illinois) returns a low composite of 20/100. The sharpest non-environmental signals are construction/permit lag (51/100), structural risk (46/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted. The latent-versus-live split is 46/100 structural and 3/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (81/100)).

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 23% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 5.8%. About 17,907 people live here, median age 44. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 39% of tenant households. Median household income is $94,073, above the U.S. median near $78,000. About 35% have a four-year degree. The tenure split is 84% owner-occupied to 16% rented. Home values center near $290,200, an affordability ratio of 2.8× — accessible. The demographic-stress sub-score lands at 24/100. There are about 7,712 housing units across 62298.

Broadly, 62298 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 62298 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 62298's 20/100 can be lined up against any neighbor in Monroe County, Illinois or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 62298 shows blanks, not estimates, wherever the record is sparse.

Behind 62298's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 62298 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.