ZIP 62298 Property Distress & Foreclosure Data

ZIP code 62298 in Monroe County, Illinois carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (61/100), structural risk (50/100), institutional ownership (22/100). By contrast, institutional ownership (22/100) and mortgage stress (10/100) register low. On the structural side it scores 50/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100).

The market reads peak — home values rose 4.0% year on year, and 23% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 5.8%. About 17,907 people live here, median age 44. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. Around 39% of renters are cost-burdened. Households earn a median $94,073 — above the roughly $78,000 national figure. About 35% have a four-year degree. The tenure split is 84% owner-occupied to 16% rented. A median home runs $290,200 here, or 2.8 times local income. On demographic stress specifically, 62298 scores 24/100. The ZIP holds roughly 7,712 housing units.

Overall 62298 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.