Monroe County, IL: Foreclosures, Tax Liens & Distressed Properties

DLRadar tracks property distress across Monroe County, Illinois using verifiable public-record signals alone. The county's lending-headwind score sits at 96/100 (elevated). ZIP-level distress ranges from 33/100 at the top down to 14/100. DLRadar scores 10 ZIPs here, with a mean composite of 18/100.

The county market is in a peak phase: home prices rose 3.9% over the past year, a 26/100-confidence read. With pricing topped out, broad sweeps stop paying so screen ZIP by ZIP.

Monroe County's topped-out +3.9% YoY (26/100 confidence) means selectivity rules — target the few ZIPs carrying distress. Its 96/100 lender headwind signals what's coming: banks under pressure move REO faster.

Top distress by ZIP runs 62264 (33/100), 62236 (22/100), 62298 (20/100), 62244 (16/100), 62248 (16/100), 62256 (16/100), listed with every scored ZIP below. Coverage extends to 62279, 62295, 62278, 62277 among others.

On the housing-and-income side, Monroe County's scored ZIPs show incomes around $95,704, 82% owner-occupancy, 12.5% of units sitting vacant, a median age of 40.7, a 3.7% poverty rate, home values averaging roughly $201,278, below the US. These fundamentals set up the volume of pressured sellers and the exit liquidity behind them.

Net of it all, 18/100 over 10 ZIPs means distress here is parcel-specific where the ZIP scores point. Inside DLRadar, each Monroe County property carries owner, address and APN, a score, the bank behind the note and how fast it should sell.

The distress read for Monroe County, Illinois is refreshed as new public records post and uses the same methodology coast to coast, so Monroe County stays directly comparable to any other market you track.

In Monroe County, Illinois, the scores are a targeting tool first: they tell you which ZIPs hold the distress and which owners are most likely under real financial pressure, so limited acquisition effort lands where it converts. All Monroe County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

At the ZIP level, the sharpest readings in Monroe County are 62264 (33/100), 62236 (22/100), 62298 (20/100), 62244 (16/100), 62248 (16/100), 62256 (16/100). DLRadar also scores 62279, 62295, 62278, 62277 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Monroe County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.