Monroe County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Monroe County, IL distress report, 2026: 10 ZIPs scored in Monroe, IL, Monroe, IL average 20/100; the top Monroe, IL ZIP is 62264 at 33/100; Monroe, IL market phase peak, Monroe, IL prices +3.9% year over year.
- Monroe, IL ranks #1,860 nationally (opportunity index); Monroe, IL #46 in Illinois; Monroe, IL index 28.2.
- Monroe, IL: no CFPB county sample; Monroe, IL metro area reading 0.8%.
- Monroe, IL ZIP phases: 10 peak.
- Monroe, IL residential listings tracked: 8 across 8 ZIPs; Monroe, IL candidate listings 5.
- Monroe, IL lenders on watch: 6; largest Monroe, IL footprint State Bank (4 branches).
- Monroe, IL most distressed ZIP: 62264 at 33/100.
Monroe, IL figures: DLRadar distress index; Monroe, IL inputs: CFPB, FHFA, HUD, FDIC; Monroe, IL rebuilt as sources refresh.
| Rank | Monroe, IL ZIP | Score |
|---|---|---|
| 1 | 62264 | 33/100 |
| 2 | 62236 | 23/100 |
| 3 | 62298 | 21/100 |
| 4 | 62244 | 18/100 |
| 5 | 62248 | 18/100 |
| 6 | 62256 | 18/100 |
| 7 | 62279 | 18/100 |
| 8 | 62295 | 18/100 |
| 9 | 62277 | 17/100 |
| 10 | 62278 | 17/100 |
Most distressed Monroe, IL ZIPs (0-100, 2026)
Mortgage delinquency around Monroe, IL
No CFPB county sample covers Monroe, IL; the metro area reading for Monroe, IL (St. Louis, MO-IL): 0.8% ninety-plus; Monroe, IL area thirty-to-eighty-nine 2.2% (December 2025, Monroe, IL); Illinois overall 1.1%.
Opportunity index: Monroe, IL
Monroe, IL index 28.2, Monroe, IL phase early_signal; Monroe, IL primary driver bank institutional, Monroe, IL second driver construction. Monroe, IL components: property stress 9.5, foreclosure pressure 7.7, listing discounts 38.7, bank stress 62.9, insurance 0.0; Monroe, IL pulse 30.4; Monroe, IL capital opportunity 24.8.
ZIP market phases inside Monroe, IL
10 Monroe, IL ZIPs carry a price-cycle phase; Monroe, IL ZIPs by phase (Monroe, IL), deepest drawdown first: peak, +3.9% YoY (Monroe, IL): 62236, 62244, 62248, 62256, Monroe, IL 62264, 62279, 62295, 62298; peak, +4.8% YoY (Monroe, IL): 62277; peak, +4.6% YoY (Monroe, IL): 62278.
Residential listings by Monroe, IL ZIP
Monroe, IL ZIPs with the most tracked Monroe, IL residential listings: 62236 6 listings, 4 candidates, bank pressure 65; 62298 2 listings, 1 candidates, bank pressure 65; 62244 0 listings, 0 candidates, bank pressure 70; 62248 0 listings, 0 candidates, bank pressure 70 (Monroe, IL); 62256 0 listings, 0 candidates, bank pressure 70; 62278 0 listings, 0 candidates, bank pressure 67; 62279 0 listings, 0 candidates, bank pressure 70; 62295 0 listings, 0 candidates, bank pressure 70. Monroe, IL totals: 8 listings; Monroe, IL candidates 5; active ZIPs 2.
Lenders with branches in Monroe, IL
Monroe, IL lenders by branch count: State Bank (Monroe, IL): stress 91, 4 branches low in Monroe, IL; First Nb Of Waterloo (Monroe, IL): stress 72, 4 branches low in Monroe, IL; Dieterich Bank (Monroe, IL): stress 81, 3 branches low in Monroe, IL; Midland States Bank (Monroe, IL): stress 69, 3 branches low in Monroe, IL; Bank Of Belleville (Monroe, IL): stress 81, 1 branch low in Monroe, IL; Fcb Banks (Monroe, IL): stress 61, 1 branch low in Monroe, IL.
Vacancy and permits, Monroe, IL
908 of 14,759 Monroe, IL housing units are vacant; Monroe, IL permits, twelve months: 0 multifamily units in Monroe, IL, 71 one-to-four unit units.
Work Monroe, IL at the parcel level
Every Monroe, IL parcel carries owner and address; every Monroe, IL parcel carries APN; Monroe, IL distress scores sit on the Monroe, IL live board.
Monroe, IL figures refresh with each source.
Monroe, IL questions
Most distressed ZIP code in Monroe County, IL?
ZIP 62264 leads Monroe, IL at 33/100; next in Monroe, IL: 62236 at 23/100; the Monroe, IL average is 20/100.
Where does Monroe County, IL rank for investment opportunity?
Monroe, IL is #1,860 among all ranked counties, #46 in Illinois; the Monroe, IL driver is bank institutional; Monroe, IL moved up 331 places.
How many mortgages are delinquent in Monroe County, IL?
Monroe, IL takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Monroe, IL.
Which banks lend in Monroe County, IL?
6 watched lenders hold Monroe, IL branches; the largest Monroe, IL footprints are State Bank (4), First Nb Of Waterloo (4), Dieterich Bank (3).
More on Monroe, IL
Monroe County, IL distress report: public-record figures for Monroe, IL; not legal advice for Monroe, IL; not tax or investment advice; verify every Monroe, IL record before acting.