Monroe County, IL: Home-Insurance Distress & Forced-Sale Pressure
Monroe County, IL: 27/100 (moderate) home-insurance distress; Monroe, IL band LOW; Monroe, IL #1,693 of 3,222 counties; Monroe, IL #12 of 102 in Illinois; raw Monroe, IL 32.1; Monroe, IL coverage multiplier 0.85.
FEMA hazard, Monroe, IL: 0/100; Monroe, IL declarations, three years: none; Monroe, IL five-year count 3 (severity 3.0); Monroe, IL ten-year 3.
Declared incidents on the Monroe, IL record: 2023 Severe Storm 1 (Monroe, IL).
NFIP claims, Monroe, IL, three years: 2; Monroe, IL payouts $316,251; per Monroe, IL claim $158,126; Monroe, IL claim-stress 80/100.
Monroe, IL monthly score fell, 28 (March 2026) to 27 (October 2026); Monroe, IL by month: March 28, April 28, May 27, June 27 (Monroe, IL), July 27, August 27, September 27, October 27.
Monroe, IL components: NFIP claims 80; Monroe, IL retreat index 27; Monroe, IL climate multiplier 0.85.
Construction distress, Monroe, IL: 46/100 as of August 2026 (Monroe, IL: 42/100 one-to-four unit, 23/100 multifamily).
Monroe, IL ZIPs, June 2026 (Monroe, IL, 10 highest): score 0 (Monroe, IL), climate 93 (Monroe, IL): 62264; score 0 (Monroe, IL), climate 68 (Monroe, IL): 62277; score 0 (Monroe, IL), climate 65 (Monroe, IL): 62278; score 0 (Monroe, IL), climate 60 (Monroe, IL): 62236; score 0 (Monroe, IL), climate 57 (Monroe, IL): 62298; score 0 (Monroe, IL), climate 53 (Monroe, IL): 62244, 62248, 62256, 62279, Monroe, IL 62295.
DLRadar rescores Monroe, IL monthly; Monroe, IL readings join Monroe, IL foreclosure, lien and ownership parcels (Monroe, IL), so cost-squeezed Monroe, IL owners surface before listing.
Inside Illinois, Monroe County ranks 13th of 102 counties for home-insurance distress at 27/100; White County (28/100) sits just above Monroe County, and Kane County (27/100) sits just below Monroe County.
Deterministic. Every Monroe County, IL signal traces to a public Monroe dataset (FEMA, NFIP, Census for Monroe, IL) · how insurance distress works in Monroe, IL · methodology
FAQ: Monroe County, IL insurance distress
What is the Monroe County, IL home-insurance-distress score?
Monroe, IL: 27/100 (LOW), #1,693 of 3,222, #12 in Illinois. FEMA hazard, Monroe, IL: 0/100; NFIP stress, Monroe, IL: 80/100; construction, Monroe, IL: 46/100; Monroe, IL rescores monthly.
Is Monroe County insurance distress getting better or worse (IL)?
Monroe, IL: 28 in March 2026; Monroe, IL: 27 in October 2026 (better); Monroe, IL NFIP claims score 80.
How many flood-insurance claims has Monroe County, IL had?
Monroe, IL: 2 NFIP claims, three years; Monroe, IL paid $316,251; per Monroe, IL claim $158,126; carriers reprice Monroe, IL against that record.
Which Monroe County ZIP codes carry the most insurance distress (IL)?
Monroe, IL, June 2026: 62264 at 0, 62277 at 0, 62278 at 0, 62236 at 0; Monroe, IL climate scores there: 93, 68, 65, 60.
Why does Monroe, IL insurance distress create sellers?
A Monroe, IL premium outruns the Monroe, IL budget; a carrier leaves Monroe, IL; Monroe, IL carrying cost passes plan; Monroe, IL owners sell while current; Monroe, IL insurance distress leads Monroe, IL foreclosure data.