ZIP 62278 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 62278 (Monroe County, Illinois) at a low 15/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (65/100). Structural risk reads 33/100 against active distress of 2/100. Leading the profile are structural risk (33/100), construction/permit lag (15/100), institutional ownership (12/100). On the quiet end sit institutional ownership (12/100) and mortgage stress (6/100).

The market reads peak — home values rose 4.6% year on year, and 24% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 2,784 housing units. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. Around 22% of renters are cost-burdened. About 6,425 people live here, median age 41. Educational attainment sits at 22% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 22/100. The typical home is worth about $178,300 (2.1× income, relatively affordable). 81% of housing is owner-occupied. Households earn a median $85,017 — near the roughly $78,000 national figure. Vacancy runs 6.2%.

Broadly, 62278 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 62278 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 62278 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 62278 shows blanks, not estimates, wherever the record is sparse.

62278's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 62278 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.