ZIP 62278 Property Distress & Foreclosure Data

Composite property distress in 62278 (Monroe County, Illinois) lands at 18/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (65/100)). The latent-versus-live split is 42/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (47/100), structural risk (42/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100).

The expansion-phase market in 62278 posted values that rose 5.6% over the year, and 24% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 2,784 housing units. The poverty rate is 4.5% — low. Around 22% of renters are cost-burdened. Population is roughly 6,425 with a median age of 41. Around 22% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 22/100. The typical home is worth about $178,300 (2.1× income, relatively affordable). 81% of housing is owner-occupied. At $85,017, median income runs near typical U.S. levels. The vacancy rate is 6.2%.

Broadly, 62278 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.