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ZIP 62295 Foreclosure, Tax-Lien & Distress Report

Monroe County, Illinois · Affordable market

ZIP 62295's composite property-distress score is 16/100 - DLRadar classes that as low for Monroe County, Illinois. Latent structural risk is 36/100 while live distress already moving reads 2/100. Environmental exposure also runs high (flood (NFIP) exposure (81/100)). What sets it apart are the readings on structural risk (36/100), construction/permit lag (19/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low.

The peak-phase market in 62295 posted values that rose 3.9% over the year, and 11% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 5.3%. The ZIP holds roughly 578 housing units. Population is roughly 1,310 with a median age of 45. Owners hold 78% of homes, renters 22%. Educational attainment sits at 20% bachelor's-or-above. At $76,563, median income runs near typical U.S. levels. Home values center near $203,400, an affordability ratio of 2.6× — accessible. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas. Around 23% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 23/100.

Overall, 62295 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 62295's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 62295 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

62295's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 62295 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

16/100
Composite stress
36/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 62295

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk53
9 further distress layers are graded for 62295

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 62295 by the numbers

The live 62295 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Monroe County ZIP reports

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Every distressed parcel in 62295 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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