ZIP 63048 Property Distress & Foreclosure Data

Jefferson County, Missouri's ZIP 63048 registers 32/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (91/100). The latent-versus-live split is 72/100 structural and 5/100 already moving. The most distinctive pressure shows up in structural risk (72/100), construction/permit lag (64/100), institutional ownership (48/100). By contrast, mortgage stress (18/100) register low.

The market reads peak — home values rose 4.0% year on year, and 23% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Around 73% of renters are cost-burdened. A median home runs $231,600 here, or 2.4 times local income. The ZIP holds roughly 1,783 housing units. On demographic stress specifically, 63048 scores 30/100. Households earn a median $89,611 — above the roughly $78,000 national figure. About 24% have a four-year degree. About 4,143 people live here, median age 41. The tenure split is 88% owner-occupied to 12% rented. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 7.7%.

Net-net, 63048 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.