ZIP 63051 Property Distress & Foreclosure Data

Composite property distress in 63051 (Jefferson County, Missouri) lands at 32/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (91/100). The latent-versus-live split is 72/100 structural and 5/100 already moving. The sharpest non-environmental signals are structural risk (72/100), construction/permit lag (64/100), institutional ownership (48/100). By contrast, mortgage stress (18/100) register low.

The market reads peak — home values rose 4.0% year on year, and 20% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Households earn a median $71,513 — near the roughly $78,000 national figure. The vacancy rate is 9.3%. The ZIP holds roughly 5,417 housing units. Around 37% of renters are cost-burdened. About 12,589 people live here, median age 41. About 21% have a four-year degree. Roughly 12.9% live below the poverty line. The tenure split is 86% owner-occupied to 14% rented. On demographic stress specifically, 63051 scores 27/100. A median home runs $201,700 here, or 2.6 times local income.

Net-net, 63051 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.