ZIP 63028 Property Distress & Foreclosure Data

DLRadar grades ZIP 63028 (Jefferson County, Missouri) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (71/100), construction/permit lag (64/100), institutional ownership (48/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (86/100)). On the structural side it scores 71/100, with 5/100 of stress already active.

The peak-phase market in 63028 posted values that rose 4.0% over the year, and 20% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 24% of adults hold a bachelor's degree or higher. The poverty rate is 10.2%. Around 25% of renters are cost-burdened. The typical home is worth about $240,000 (2.9× income, relatively affordable). The demographic-stress sub-score lands at 26/100. The ZIP holds roughly 11,640 housing units. At $76,468, median income runs near typical U.S. levels. The vacancy rate is 5.7%. Population is roughly 27,913 with a median age of 39. 74% of housing is owner-occupied.

On balance 63028 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.