ZIP 63637 Foreclosure, Tax-Lien & Distress Report

ZIP code 63637 in St. Francois County, Missouri carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: construction/permit lag (99/100), structural risk (75/100), institutional ownership (43/100). By contrast, mortgage stress (10/100) register low. Structural exposure scores 75 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), climate & FEMA risk (78/100).

The peak-phase market in 63637 posted values that rose 3.3% over the year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $51,719 — below the roughly $78,000 national figure. Vacancy runs 18.9%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 349 housing units. Around 14% of adults hold a bachelor's degree or higher. The poverty rate is 25.7% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 29/100. 78% of housing is owner-occupied. A median home runs $152,500 here, or 2.9 times local income. Rent burden reaches 10% of tenant households. 894 residents call 63637 home, typically aged 34.

On the whole, 63637 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 63637 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 63637 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. 63637 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 63637's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 63637 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.