ZIP 63640 Foreclosure, Tax-Lien & Distress Report
St. Francois County, Missouri · Distress market
DLRadar grades ZIP 63640 (St. Francois County, Missouri) at a moderate 31/100 for overall property distress. What sets it apart are the readings on construction/permit lag (93/100), structural risk (72/100), institutional ownership (43/100). By contrast, mortgage stress (13/100) register low. The latent-versus-live split is 72/100 structural and 4/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (72/100).
Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 17% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Roughly 15.8% live below the poverty line. On demographic stress specifically, 63640 scores 33/100. Households earn a median $55,926 — below the roughly $78,000 national figure. Around 38% of renters are cost-burdened. Educational attainment sits at 18% bachelor's-or-above. There are about 11,373 housing units across 63640. 28,800 residents call 63640 home, typically aged 40. A median home runs $216,700 here, or 3.5 times local income. 65% of housing is owner-occupied. The vacancy rate is 9.7%.
On balance 63640 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 63640 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 63640 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in St. Francois County, Missouri and the nation. 63640 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 31/100 for 63640 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 63640 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 63640
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 63640 by the numbers
The live 63640 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock the full ZIP 63640 acquisition report
The full 63640 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology