ZIP 63020 Property Distress & Foreclosure Data

Jefferson County, Missouri's ZIP 63020 registers 32/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (89/100). On the structural side it scores 71/100, with 5/100 of stress already active. The most distinctive pressure shows up in structural risk (71/100), construction/permit lag (64/100), institutional ownership (48/100). mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 20% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $65,908, below the U.S. median near $78,000. 20,357 residents call 63020 home, typically aged 44. 11.1% of residents fall below the poverty threshold. The ZIP holds roughly 8,505 housing units. Around 22% of renters are cost-burdened. Owners hold 81% of homes, renters 19%. Educational attainment sits at 14% bachelor's-or-above. The vacancy rate is 8.5%. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $185,900, an affordability ratio of 2.6× — accessible.

Overall, 63020 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.