ZIP 63023 Foreclosure, Tax-Lien & Distress Report

ZIP code 63023 in Jefferson County, Missouri carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structurally it carries 69/100, against 5/100 of stress already in motion. Its heaviest discrete signals: structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). On the quiet end sit mortgage stress (18/100). Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (91/100).

The market reads peak — home values rose 3.9% year on year, and 26% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 91% owner-occupied to 9% rented. 7.4% of residents fall below the poverty threshold. About 5,442 people live here, median age 40. The vacancy rate is 9.4%. Home values center near $212,800, an affordability ratio of 3.0× — accessible. Educational attainment sits at 18% bachelor's-or-above. On demographic stress specifically, 63023 scores 33/100. The ZIP holds roughly 2,034 housing units. Rent burden reaches 75% of tenant households. Median household income is $73,988, near the U.S. median near $78,000.

Net-net, 63023 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 63023 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 63023 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Jefferson County, Missouri and the nation. Nothing here is interpolated — where a source is thin for 63023, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 31/100 figure for 63023 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 63023 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.