ZIP 63023 Property Distress & Foreclosure Data

DLRadar grades ZIP 63023 (Jefferson County, Missouri) at a moderate 32/100 for overall property distress. Structural exposure scores 72 and live distress 5 on the 0–100 scale. Property-level stress concentrates in structural risk (72/100), construction/permit lag (64/100), institutional ownership (48/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (91/100).

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 26% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 91% of homes, renters 9%. 7.4% of residents fall below the poverty threshold. 5,442 residents call 63023 home, typically aged 40. Vacancy runs 9.4%. Home values center near $212,800, an affordability ratio of 3.0× — accessible. Educational attainment sits at 18% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 33/100. There are about 2,034 housing units across 63023. Rent burden reaches 75% of tenant households. Median household income is $73,988, near the U.S. median near $78,000.

Overall, 63023 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.