ZIP 63026 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 63026 (Jefferson County, Missouri) at a moderate 32/100 for overall property distress. The most distinctive pressure shows up in structural risk (72/100), construction/permit lag (58/100), institutional ownership (49/100). By contrast, mortgage stress (20/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (93/100). The split runs 72/100 structural to 6/100 active on the ground.

The market reads peak — home values rose 3.9% year on year, and 18% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $96,145, above the U.S. median near $78,000. Vacancy runs 4.6%. Home values center near $294,400, an affordability ratio of 2.9× — accessible. The demographic-stress sub-score lands at 24/100. Rent burden reaches 30% of tenant households. About 40% have a four-year degree. The poverty rate is 6.8% — low. There are about 18,423 housing units across 63026. The tenure split is 79% owner-occupied to 21% rented. 45,267 residents call 63026 home, typically aged 41.

On balance 63026 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 63026 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 63026 can be compared directly against any other ZIP in Jefferson County, Missouri or nationwide. Sparse data for 63026 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 63026 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. The point of the 63026 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.