ZIP 63012 Property Distress & Foreclosure Data

ZIP code 63012 in Jefferson County, Missouri carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (91/100). What sets it apart are the readings on structural risk (72/100), construction/permit lag (64/100), institutional ownership (48/100). By contrast, mortgage stress (18/100) register low. Structural exposure scores 72 and live distress 5 on the 0–100 scale.

The market reads peak — home values rose 4.0% year on year, and 32% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $250,800 here, or 2.3 times local income. The tenure split is 91% owner-occupied to 9% rented. About 10,977 people live here, median age 37. Households earn a median $99,860 — above the roughly $78,000 national figure. About 25% have a four-year degree. On demographic stress specifically, 63012 scores 18/100. Vacancy runs 6.0%. Rent burden reaches 0% of tenant households. There are about 4,076 housing units across 63012. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 63012 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.