ZIP 63049 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 63049 (Jefferson County, Missouri) at a moderate 31/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (93/100). The sharpest non-environmental signals are structural risk (70/100), construction/permit lag (58/100), institutional ownership (44/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 70/100 structural and 6/100 already moving.

The market reads peak — home values rose 3.9% year on year, and 7% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

17,480 residents call 63049 home, typically aged 43. A median home runs $224,700 here, or 2.3 times local income. The vacancy rate is 5.1%. Around 28% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 23/100. The poverty rate is 8.1%. 86% of housing is owner-occupied. There are about 6,735 housing units across 63049. At $90,234, median income runs above typical U.S. levels. Rent burden reaches 32% of tenant households.

Overall, 63049 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 63049 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 63049's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 63049, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 31/100 figure for 63049 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 63049 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.