ZIP 63016 Foreclosure, Tax-Lien & Distress Report

ZIP 63016's composite property-distress score is 31/100 - DLRadar classes that as moderate for Jefferson County, Missouri. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (91/100). Property-level stress concentrates in structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). On the quiet end sit mortgage stress (18/100). The split runs 69/100 structural to 5/100 active on the ground.

The market reads peak — home values rose 3.9% year on year, and 12% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 6,291 people live here, median age 46. The tenure split is 91% owner-occupied to 9% rented. The vacancy rate is 12.6% — elevated. There are about 3,011 housing units across 63016. 11.5% of residents fall below the poverty threshold. Educational attainment sits at 19% bachelor's-or-above. The typical home is worth about $229,900 (2.6× income, relatively affordable). On demographic stress specifically, 63016 scores 26/100. Rent burden reaches 33% of tenant households. Median household income is $79,444, near the U.S. median near $78,000.

Taken together, 63016 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 63016's 31/100 can be lined up against any neighbor in Jefferson County, Missouri or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 63016 shows blanks, not estimates, wherever the record is sparse.

63016's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 63016 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.