ZIP 63628 Property Distress & Foreclosure Data

Composite property distress in 63628 (St. Francois County, Missouri) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (91/100), structural risk (65/100), institutional ownership (25/100). On the quiet end sit institutional ownership (25/100) and mortgage stress (12/100). Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (76/100)). The latent-versus-live split is 65/100 structural and 3/100 already moving.

The peak-phase market in 63628 posted values that rose 4.1% over the year, and 10% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $59,237, median income runs below typical U.S. levels. The typical home is worth about $189,100 (2.9× income, relatively affordable). The poverty rate is 15.1%. Around 16% of adults hold a bachelor's degree or higher. Around 36% of renters are cost-burdened. The demographic-stress sub-score lands at 30/100. Population is roughly 15,864 with a median age of 42. The ZIP holds roughly 6,512 housing units. 78% of housing is owner-occupied. The vacancy rate is 16.1% — elevated.

On the whole, 63628 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.