ZIP 63628 Foreclosure, Tax-Lien & Distress Report
St. Francois County, Missouri · High Vacancy market
ZIP code 63628 in St. Francois County, Missouri carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (96/100), structural risk (73/100), institutional ownership (43/100). mortgage stress (12/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (76/100). The latent-versus-live split is 73/100 structural and 3/100 already moving.
The market reads peak — home values rose 3.5% year on year, and 10% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $59,237, median income runs below typical U.S. levels. Home values center near $189,100, an affordability ratio of 2.9× — accessible. 15.1% of residents fall below the poverty threshold. About 16% have a four-year degree. Rent burden reaches 36% of tenant households. DLRadar's demographic-stress index for the area reads 30/100. 15,864 residents call 63628 home, typically aged 42. The ZIP holds roughly 6,512 housing units. The tenure split is 78% owner-occupied to 22% rented. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal.
Net-net, 63628 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 63628 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 63628 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. 63628 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
63628's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 63628 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 63628 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
63628 at a glance
Current distress, phase, housing and lender-pressure figures for 63628, drawn from the same report attached to each property.
Adjacent St. Francois County ZIP reports
Keep exploring Missouri distress
Keep going: ZIP, county and state distress coverage for St. Francois County, Missouri.
Unlock parcel-level detail for ZIP 63628
The full 63628 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology