ZIP 63624 Property Distress & Foreclosure Data

St. Francois County, Missouri's ZIP 63624 registers 28/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (92/100), structural risk (64/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) and mortgage stress (14/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (72/100), flood (NFIP) exposure (68/100). The latent-versus-live split is 64/100 structural and 4/100 already moving.

The market reads peak — home values rose 4.1% year on year, and 7% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

A median home runs $90,400 here, or 2.3 times local income. On demographic stress specifically, 63624 scores 28/100. Households earn a median $40,635 — below the roughly $78,000 national figure. Around 18% of renters are cost-burdened. About 14% have a four-year degree. The vacancy rate is 22.1% — elevated. The tenure split is 73% owner-occupied to 27% rented. About 3,507 people live here, median age 40. Roughly 20.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 1,579 housing units.

Net-net, 63624 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.