ZIP 63624 Foreclosure, Tax-Lien & Distress Report

ZIP code 63624 in St. Francois County, Missouri carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (98/100), structural risk (70/100), institutional ownership (42/100). On the quiet end sit mortgage stress (14/100). Climate and flood risk are elevated too — climate & FEMA risk (72/100), flood (NFIP) exposure (68/100). The latent-versus-live split is 70/100 structural and 4/100 already moving.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 7% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $90,400 here, or 2.3 times local income. The demographic-stress sub-score lands at 28/100. Median household income is $40,635, below the U.S. median near $78,000. Around 18% of renters are cost-burdened. Around 14% of adults hold a bachelor's degree or higher. The vacancy rate is 22.1% — elevated. The tenure split is 73% owner-occupied to 27% rented. Population is roughly 3,507 with a median age of 40. The poverty rate is 20.7% — high, a tax-stress and distress correlate. The ZIP holds roughly 1,579 housing units.

Taken together, 63624 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 63624 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 63624's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 63624, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 63624 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. In workflow terms, 63624 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.