St. Francois County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in St. Francois County, Missouri? DLRadar grades every St. Francois County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 St. Francois County breakdown.
- St. Francois County's most distressed ZIP is 63601 at 33/100.
- 15 ZIP codes tracked in St. Francois County, averaging 29/100 distress.
- St. Francois County reads peak — home values up 3.3% year over year.
- Vacancy runs 16.8% across St. Francois County's tracked ZIPs, with a 16.8% poverty rate.
- The typical St. Francois County home is worth about $158,913 against a ~$61,355 median income.
- Lending headwind in St. Francois County sits at 17/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 63601 | 33/100 |
| 2 | 63637 | 33/100 |
| 3 | 63653 | 33/100 |
| 4 | 63036 | 32/100 |
| 5 | 63087 | 32/100 |
| 6 | 63628 | 32/100 |
| 7 | 63624 | 31/100 |
| 8 | 63640 | 31/100 |
| 9 | 63650 | 31/100 |
| 10 | 63020 | 30/100 |
| 11 | 63028 | 30/100 |
| 12 | 63626 | 27/100 |
Most distressed ZIP codes in St. Francois County (composite distress 0-100, 2026)
What is driving St. Francois County distress
St. Francois County's placement in the national index rests on public filings — a 29/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
St. Francois County market phase and pricing
DLRadar places St. Francois County in peak; prices moved up 3.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in St. Francois County
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What people ask
Which ZIP code leads St. Francois County on distress?
ZIP 63601 leads St. Francois County at 33/100, recomputed monthly from public records.
Is St. Francois County expanding or contracting?
FHFA price-index movement places St. Francois County in peak; prices are up 3.3% over twelve months.
Which datasets feed the St. Francois County scores?
St. Francois County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 15 ZIPs are comparable to anywhere else.
How much do distress scores vary between St. Francois County ZIP codes?
A single county score papers over real variation. Across the St. Francois County ZIPs DLRadar ranks, scores run from 33/100 in 63601 down to 27/100 in 63626, against a St. Francois County average of 29/100. Those 6 points separate the ZIPs worth working in St. Francois County from the rest.
What do St. Francois County home values and vacancy say about distressed supply?
The typical St. Francois County home carries about $158,913 of value against a median household income near $61,355. Vacancy across St. Francois County's tracked ZIPs runs 16.8% and the poverty rate is 16.8%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to St. Francois County's foreclosure and lien filings and its 17/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.