St. Francois County, MO: Home-Insurance Distress & Forced-Sale Pressure
St. Francois County, MO: 57/100 (elevated) home-insurance distress; St. Francois, MO band MEDIUM; St. Francois, MO #961 of 3,222 counties; St. Francois, MO #21 of 115 in Missouri; raw St. Francois, MO 60.3.
FEMA hazard, St. Francois, MO: 40/100; St. Francois, MO declarations, three years: 3; St. Francois, MO perils: 3 severe-storm; hazard-weighted, St. Francois, MO: 3.0.
Declared incidents on the St. Francois, MO record: 2026 Severe Storm 3 (St. Francois, MO).
NFIP claims, St. Francois, MO, three years: 6; St. Francois, MO payouts $289,570; per St. Francois, MO claim $48,262; St. Francois, MO claim-stress 82/100.
St. Francois, MO monthly score rose, 33 (March 2026) to 61 (October 2026); St. Francois, MO by month: March 33, April 33, May 33, June 33 (St. Francois, MO), July 71, August 63, September 63, October 61.
St. Francois, MO components: climate 46, NFIP claims 82; St. Francois, MO retreat index 61.
Construction distress, St. Francois, MO: 97/100 as of August 2026 (St. Francois, MO: 56/100 one-to-four unit, 100/100 multifamily).
St. Francois, MO ZIPs, June 2026 (St. Francois, MO, 15 highest): score 0 (St. Francois, MO), climate 89 (St. Francois, MO): 63020; score 0 (St. Francois, MO), climate 86 (St. Francois, MO): 63028; score 0 (St. Francois, MO), climate 79 (St. Francois, MO): 63087; score 0 (St. Francois, MO), climate 78 (St. Francois, MO): 63601, 63637, 63653; score 0 (St. Francois, MO), climate 76 (St. Francois, MO): 63628; score 0 (St. Francois, MO), climate 73 (St. Francois, MO): 63036; score 0 (St. Francois, MO), climate 72 (St. Francois, MO): 63624, 63640; score 0 (St. Francois, MO), climate 69 (St. Francois, MO): 63650; score 0 (St. Francois, MO), climate 67 (St. Francois, MO): 63626; score 0 (St. Francois, MO), climate 65 (St. Francois, MO): 63630, 63648; score 0 (St. Francois, MO), climate 53 (St. Francois, MO): 63645.
DLRadar rescores St. Francois, MO monthly; St. Francois, MO readings join St. Francois, MO foreclosure, lien and ownership parcels (St. Francois, MO), so cost-squeezed St. Francois, MO owners surface before listing.
Inside Missouri, St. Francois County ranks 21st of 115 counties for home-insurance distress at 57/100; Mcdonald County (58/100) sits just above St. Francois County, and Camden County (55/100) sits just below St. Francois County.
Deterministic. Every St. Francois County, MO signal traces to a public St. Francois dataset (FEMA, NFIP, Census for St. Francois, MO) · how insurance distress works in St. Francois, MO · methodology
FAQ: St. Francois County, MO insurance distress
What is the St. Francois County, MO home-insurance-distress score?
St. Francois, MO: 57/100 (MEDIUM), #961 of 3,222, #21 in Missouri. FEMA hazard, St. Francois, MO: 40/100; NFIP stress, St. Francois, MO: 82/100; construction, St. Francois, MO: 97/100; St. Francois, MO rescores monthly.
Is St. Francois County insurance distress getting better or worse (MO)?
St. Francois, MO: 33 in March 2026; St. Francois, MO: 61 in October 2026 (worse); St. Francois, MO climate component 46; St. Francois, MO NFIP claims score 82.
How many flood-insurance claims has St. Francois County, MO had?
St. Francois, MO: 6 NFIP claims, three years; St. Francois, MO paid $289,570; per St. Francois, MO claim $48,262; carriers reprice St. Francois, MO against that record.
Which St. Francois County ZIP codes carry the most insurance distress (MO)?
St. Francois, MO, June 2026: 63020 at 0, 63028 at 0, 63087 at 0, 63601 at 0; St. Francois, MO climate scores there: 89, 86, 79, 78.
Why does St. Francois, MO insurance distress create sellers?
A St. Francois, MO premium outruns the St. Francois, MO budget; a carrier leaves St. Francois, MO; St. Francois, MO carrying cost passes plan; St. Francois, MO owners sell while current; St. Francois, MO insurance distress leads St. Francois, MO foreclosure data.