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ZIP 63653 Foreclosure, Tax-Lien & Distress Report

St. Francois County, Missouri · High Vacancy market

St. Francois County, Missouri's ZIP 63653 registers 33/100 composite distress, which DLRadar reads as moderate. The sharpest non-environmental signals are construction/permit lag (99/100), structural risk (75/100), institutional ownership (43/100). mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), climate & FEMA risk (78/100). Structurally it carries 75/100, against 3/100 of stress already in motion.

The peak-phase market in 63653 posted values that rose 3.3% over the year, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $35,694, median income runs below typical U.S. levels. The ZIP holds roughly 534 housing units. 42.7% of residents fall below the poverty threshold. About 5% have a four-year degree. Rent burden reaches 59% of tenant households. Vacancy runs 22.5%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 1,418 with a median age of 28. DLRadar's demographic-stress index for the area reads 39/100. A median home runs $53,900 here, or 1.4 times local income. The tenure split is 63% owner-occupied to 37% rented.

Net-net, 63653 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 63653 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 63653 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. 63653 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

63653's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 63653 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

33/100
Composite stress
75/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 63653

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk78
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 63653 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Nearby ZIPs in St. Francois County

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Each signal above is traceable to an open dataset · methodology

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