ZIP 63645 Property Distress & Foreclosure Data

DLRadar grades ZIP 63645 (Madison County, Missouri) at a low 16/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (66/100). Property-level stress concentrates in institutional ownership (38/100), structural risk (32/100), mortgage stress (17/100). By contrast, structural risk (32/100) and mortgage stress (17/100) register low. Structural risk reads 32/100 against active distress of 5/100.

The market reads peak — home values rose 4.1% year on year, and 30% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 19.9%, above the national norm and a classic distress-and-opportunity signal. A median home runs $157,500 here, or 2.6 times local income. Households earn a median $57,862 — below the roughly $78,000 national figure. About 17% have a four-year degree. The tenure split is 75% owner-occupied to 25% rented. Rent burden reaches 27% of tenant households. About 11,514 people live here, median age 41. Roughly 13.3% live below the poverty line. There are about 5,161 housing units across 63645. On demographic stress specifically, 63645 scores 28/100.

Net-net, 63645 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.