ZIP 62257 Foreclosure, Tax-Lien & Distress Report

ZIP code 62257 in St. Clair County, Illinois carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. Latent structural risk is 70/100 while live distress already moving reads 6/100. What sets it apart are the readings on construction/permit lag (80/100), structural risk (70/100), institutional ownership (47/100). mortgage stress (20/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (74/100)).

The peak-phase market in 62257 posted values that rose 4.5% over the year, and 27% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 1,129 housing units across 62257. The poverty rate is 11.4%. The typical home is worth about $138,100 (1.8× income, relatively affordable). Around 47% of renters are cost-burdened. 76% of housing is owner-occupied. About 15% have a four-year degree. The vacancy rate is 20.3% — elevated. Median household income is $66,848, below the U.S. median near $78,000. 1,960 residents call 62257 home, typically aged 41. The demographic-stress sub-score lands at 28/100.

On the whole, 62257 leans distressed, with opportunity clustered in specific stressed parcels. While 62257 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 62257's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 62257, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 31/100 figure for 62257 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 62257 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.