ZIP 62203 Property Distress & Foreclosure Data

In St. Clair County, Illinois, ZIP 62203 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (77/100), construction/permit lag (73/100), institutional ownership (53/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (64/100)). On the structural side it scores 77/100, with 6/100 of stress already active.

The peak-phase market in 62203 posted values that rose 4.0% over the year, and 0% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 16% of adults hold a bachelor's degree or higher. The poverty rate is 27.3% — high, a tax-stress and distress correlate. 71% of housing is owner-occupied. Around 55% of renters are cost-burdened. Population is roughly 5,539 with a median age of 45. The typical home is worth about $68,700 (1.8× income, relatively affordable). At $41,134, median income runs below typical U.S. levels. The vacancy rate is 32.8% — elevated. The demographic-stress sub-score lands at 34/100. The ZIP holds roughly 2,814 housing units.

On the whole, 62203 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.