ZIP 62207 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 62207 in St. Clair County, Illinois comes in at 35, a moderate composite-distress reading. What sets it apart are the readings on construction/permit lag (80/100), structural risk (78/100), institutional ownership (51/100). mortgage stress (21/100) stay muted. Latent structural risk is 78/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (60/100).

The market reads peak — home values rose 3.9% year on year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $29,184 — below the roughly $78,000 national figure. Vacancy runs 22.0%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 31.9% — high, a tax-stress and distress correlate. About 13% have a four-year degree. The ZIP holds roughly 3,486 housing units. Population is roughly 6,801 with a median age of 34. The tenure split is 42% owner-occupied to 58% rented. On demographic stress specifically, 62207 scores 35/100. Rent burden reaches 37% of tenant households. Home values center near $58,200, an affordability ratio of 1.9× — accessible.

Net-net, 62207 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 62207 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 62207 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 62207, the field stays empty rather than modeled, and fills in as new documents post.

Behind 62207's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 62207 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.