ZIP 62207 Property Distress & Foreclosure Data

ZIP code 62207 in St. Clair County, Illinois carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (77/100), construction/permit lag (73/100), institutional ownership (53/100). mortgage stress (21/100) stay muted. On the structural side it scores 77/100, with 6/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 4.0% over the trailing year (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $29,184, below the U.S. median near $78,000. The vacancy rate is 22.0% — elevated. 31.9% of residents fall below the poverty threshold. Educational attainment sits at 13% bachelor's-or-above. The ZIP holds roughly 3,486 housing units. 6,801 residents call 62207 home, typically aged 34. Owners hold 42% of homes, renters 58%. DLRadar's demographic-stress index for the area reads 35/100. Around 37% of renters are cost-burdened. Home values center near $58,200, an affordability ratio of 1.9× — accessible.

Taken together, 62207 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.