ZIP 62282 Foreclosure, Tax-Lien & Distress Report

In St. Clair County, Illinois, ZIP 62282 scores 35 of 100 for composite distress, a moderate level on DLRadar's distress index. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (60/100)). Its standout signals are construction/permit lag (80/100), structural risk (78/100), institutional ownership (51/100). mortgage stress (21/100) stay muted. The latent-versus-live split is 78/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 85% owner-occupied to 15% rented. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $179,300 (1.5× income, relatively affordable). The ZIP holds roughly 291 housing units. Population is roughly 620 with a median age of 41. Rent burden reaches 34% of tenant households. The vacancy rate is 11.1%. DLRadar's demographic-stress index for the area reads 21/100. Around 22% of adults hold a bachelor's degree or higher. Median household income is $113,167, above the U.S. median near $78,000.

Overall, 62282 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 62282 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 62282 read uses the identical scoring model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 62282 stays directly comparable to neighboring ZIPs and the rest of St. Clair County, Illinois. Where the record is thin for 62282, the field stays empty rather than modeled, and fills in as new documents post.

The 35/100 for 62282 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 62282 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.