ZIP 62289 Property Distress & Foreclosure Data

ZIP code 62289 in St. Clair County, Illinois carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (77/100), construction/permit lag (73/100), institutional ownership (53/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (64/100). The latent-versus-live split is 77/100 structural and 6/100 already moving.

The market reads peak — home values rose 4.0% year on year (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Households earn a median $48,472 — below the roughly $78,000 national figure. Around 65% of renters are cost-burdened. Roughly 15.3% live below the poverty line. About 385 people live here, median age 46. A median home runs $64,500 here, or 1.5 times local income. The vacancy rate is 10.2%. The ZIP holds roughly 166 housing units. On demographic stress specifically, 62289 scores 29/100. About 14% have a four-year degree. The tenure split is 82% owner-occupied to 18% rented.

Net-net, 62289 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.