ZIP 62216 Property Distress & Foreclosure Data

ZIP code 62216 in Clinton County, Illinois carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (70/100), flood (NFIP) exposure (61/100). The latent-versus-live split is 46/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (51/100), structural risk (46/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 11% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,137 housing units. Around 14% of renters are cost-burdened. Home values center near $260,900, an affordability ratio of 2.1× — accessible. Educational attainment sits at 34% bachelor's-or-above. 3.4% of residents fall below the poverty threshold. Owners hold 83% of homes, renters 17%. Median household income is $110,938, above the U.S. median near $78,000. 3,101 residents call 62216 home, typically aged 33. DLRadar's demographic-stress index for the area reads 19/100. The vacancy rate is 3.7%.

On balance, 62216 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.