ZIP 62245 Property Distress & Foreclosure Data

DLRadar grades ZIP 62245 (Clinton County, Illinois) at a low 22/100 for overall property distress. Property-level stress concentrates in construction/permit lag (70/100), structural risk (50/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100). The latent-versus-live split is 50/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (60/100)).

The peak-phase market in 62245 posted values that rose 4.0% over the year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 835 housing units. Around 24% of adults hold a bachelor's degree or higher. At $89,375, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 20/100. The poverty rate is 4.8% — low. The typical home is worth about $204,500 (2.2× income, relatively affordable). Population is roughly 1,760 with a median age of 47. 89% of housing is owner-occupied. Around 21% of renters are cost-burdened. The vacancy rate is 4.8%.

Broadly, 62245 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.