ZIP 62245 Foreclosure, Tax-Lien & Distress Report
Clinton County, Illinois · Distress market
Composite property distress in 62245 (Clinton County, Illinois) lands at 20/100 — low on DLRadar's public-record scoring. Leading the profile are construction/permit lag (59/100), structural risk (47/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100). The latent-versus-live split is 47/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (68/100).
The market reads peak — home values rose 3.9% year on year, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 835 housing units across 62245. Around 24% of adults hold a bachelor's degree or higher. Households earn a median $89,375 — above the roughly $78,000 national figure. On demographic stress specifically, 62245 scores 20/100. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. Home values center near $204,500, an affordability ratio of 2.2× — accessible. About 1,760 people live here, median age 47. Owners hold 89% of homes, renters 11%. Rent burden reaches 21% of tenant households. The vacancy rate is 4.8%.
Broadly, 62245 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 62245's 20/100 can be lined up against any neighbor in Clinton County, Illinois or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 62245 reflects the current record instead of a stale or modeled snapshot.
The 20/100 for 62245 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 62245 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 62245’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
62245 at a glance
62245 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Clinton County ZIPs near 62245
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See every distressed parcel in 62245
Every distressed parcel in 62245 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology