ZIP 62230 Foreclosure, Tax-Lien & Distress Report

Clinton County, Illinois's ZIP 62230 registers 20/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (59/100), structural risk (47/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (68/100)). Structural exposure scores 47 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 33% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 0.1%. 4.5% of residents fall below the poverty threshold. Households earn a median $81,824 — near the roughly $78,000 national figure. Around 29% of renters are cost-burdened. Around 29% of adults hold a bachelor's degree or higher. 81% of housing is owner-occupied. The ZIP holds roughly 2,654 housing units. On demographic stress specifically, 62230 scores 22/100. A median home runs $229,300 here, or 2.6 times local income. 6,406 residents call 62230 home, typically aged 42.

Overall 62230 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 62230 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 62230's 20/100 can be lined up against any neighbor in Clinton County, Illinois or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 62230, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 20/100 figure for 62230 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 62230 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.