ZIP 62230 Property Distress & Foreclosure Data

In Clinton County, Illinois, ZIP 62230 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (70/100), structural risk (50/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (60/100)). The latent-versus-live split is 50/100 structural and 2/100 already moving.

The peak-phase market in 62230 posted values that rose 4.0% over the year, and 33% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 0.1%. The poverty rate is 4.5% — low. At $81,824, median income runs near typical U.S. levels. Around 29% of renters are cost-burdened. Around 29% of adults hold a bachelor's degree or higher. 81% of housing is owner-occupied. The ZIP holds roughly 2,654 housing units. The demographic-stress sub-score lands at 22/100. The typical home is worth about $229,300 (2.6× income, relatively affordable). Population is roughly 6,406 with a median age of 42.

Broadly, 62230 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.