ZIP 62231 Foreclosure, Tax-Lien & Distress Report
Clinton County, Illinois · High Vacancy market
ZIP code 62231 in Clinton County, Illinois carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 46/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (46/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100). Climate and flood risk are elevated too — climate & FEMA risk (68/100).
Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 10% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 3,287 housing units. Owners hold 83% of homes, renters 17%. The typical home is worth about $167,500 (2.0× income, relatively affordable). About 25% have a four-year degree. The vacancy rate is 15.3% — elevated. At $80,660, median income runs near typical U.S. levels. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 24% of tenant households. Population is roughly 6,521 with a median age of 41. DLRadar's demographic-stress index for the area reads 22/100.
On the whole, 62231 leans distressed, with opportunity clustered in specific stressed parcels. 62231 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 62231's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 62231 shows blanks, not estimates, wherever the record is sparse.
The 20/100 for 62231 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 62231 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 62231
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 62231 Stress Report snapshot
The live 62231 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Clinton County ZIP codes
Nearest ZIP codes to 62231
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Illinois distress
Other reports tied to Clinton County, Illinois — ZIP, county and statewide.
Open the complete 62231 acquisition file
The full 62231 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology