ZIP 62231 Property Distress & Foreclosure Data

DLRadar grades ZIP 62231 (Clinton County, Illinois) at a low 22/100 for overall property distress. Structural exposure scores 50 and live distress 2 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (70/100), structural risk (50/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (68/100), flood (NFIP) exposure (60/100).

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 10% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 3,287 housing units across 62231. Owners hold 83% of homes, renters 17%. Home values center near $167,500, an affordability ratio of 2.0× — accessible. Educational attainment sits at 25% bachelor's-or-above. Vacancy runs 15.3%, above the national norm and a classic distress-and-opportunity signal. Median household income is $80,660, near the U.S. median near $78,000. 5.3% of residents fall below the poverty threshold. Rent burden reaches 24% of tenant households. 6,521 residents call 62231 home, typically aged 41. DLRadar's demographic-stress index for the area reads 22/100.

Taken together, 62231 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.