ZIP 62218 Foreclosure, Tax-Lien & Distress Report

ZIP 62218's composite property-distress score is 20/100 - DLRadar classes that as low for Clinton County, Illinois. Environmental exposure also runs high (climate & FEMA risk (68/100)). The split runs 47/100 structural to 2/100 active on the ground. Its standout signals are construction/permit lag (59/100), structural risk (47/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 3.9% year on year, and 16% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $93,636 — above the roughly $78,000 national figure. The tenure split is 93% owner-occupied to 7% rented. Rent burden reaches 14% of tenant households. Vacancy runs 2.9%. The poverty rate is 4.5% — low. DLRadar's demographic-stress index for the area reads 18/100. About 29% have a four-year degree. There are about 818 housing units across 62218. A median home runs $217,800 here, or 2.1 times local income. Population is roughly 1,997 with a median age of 43.

Overall 62218 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 62218 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 62218's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 62218, the field stays empty rather than modeled, and fills in as new documents post.

62218's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 62218 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.