ZIP 62218 Property Distress & Foreclosure Data

DLRadar grades ZIP 62218 (Clinton County, Illinois) at a low 22/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (60/100)). On the structural side it scores 50/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (70/100), structural risk (50/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100).

The peak-phase market in 62218 posted values that rose 4.0% over the year, and 16% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $93,636, median income runs above typical U.S. levels. 93% of housing is owner-occupied. Around 14% of renters are cost-burdened. The vacancy rate is 2.9%. The poverty rate is 4.5% — low. The demographic-stress sub-score lands at 18/100. Around 29% of adults hold a bachelor's degree or higher. The ZIP holds roughly 818 housing units. The typical home is worth about $217,800 (2.1× income, relatively affordable). Population is roughly 1,997 with a median age of 43.

Broadly, 62218 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.