ZIP 62265 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 62265 in Clinton County, Illinois comes in at 24, a low composite-distress reading. Leading the profile are construction/permit lag (74/100), structural risk (54/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (9/100) register low. Environmental exposure also runs high (climate & FEMA risk (72/100), flood (NFIP) exposure (63/100)). On the structural side it scores 54/100, with 3/100 of stress already active.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 34% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 62265 scores 24/100. Owners hold 64% of homes, renters 36%. Median household income is $88,097, above the U.S. median near $78,000. Vacancy runs 5.6%. Rent burden reaches 28% of tenant households. Population is roughly 4,396 with a median age of 41. About 26% have a four-year degree. Home values center near $194,500, an affordability ratio of 2.0× — accessible. Roughly 9.0% live below the poverty line. The ZIP holds roughly 1,869 housing units.

Overall 62265 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 62265 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 62265 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Clinton County, Illinois and the nation. The score is rebuilt from public data as it updates, so 62265 reflects the current record instead of a stale or modeled snapshot.

Each component behind 62265 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Practically, 62265 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.