ZIP 62265 Property Distress & Foreclosure Data

Clinton County, Illinois's ZIP 62265 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (72/100), structural risk (54/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (72/100), flood (NFIP) exposure (63/100). On the structural side it scores 54/100, with 3/100 of stress already active.

The market reads peak — home values rose 4.0% year on year, and 34% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 62265 scores 24/100. The tenure split is 64% owner-occupied to 36% rented. Households earn a median $88,097 — above the roughly $78,000 national figure. The vacancy rate is 5.6%. Around 28% of renters are cost-burdened. About 4,396 people live here, median age 41. About 26% have a four-year degree. A median home runs $194,500 here, or 2.0 times local income. Roughly 9.0% live below the poverty line. The ZIP holds roughly 1,869 housing units.

Overall 62265 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.