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ZIP 62265 Foreclosure, Tax-Lien & Distress Report

Clinton County, Illinois · Affordable market

On DLRadar's 0-100 distress scale, ZIP 62265 in Clinton County, Illinois comes in at 23, a low composite-distress reading. Leading the profile are construction/permit lag (73/100), structural risk (53/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (9/100) register low. Environmental exposure also runs high (climate & FEMA risk (72/100)). On the structural side it scores 53/100, with 3/100 of stress already active.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 34% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 62265 scores 24/100. Owners hold 64% of homes, renters 36%. Median household income is $88,097, above the U.S. median near $78,000. Vacancy runs 5.6%. Rent burden reaches 28% of tenant households. Population is roughly 4,396 with a median age of 41. About 26% have a four-year degree. Home values center near $194,500, an affordability ratio of 2.0× — accessible. Roughly 9.0% live below the poverty line. The ZIP holds roughly 1,869 housing units.

Overall 62265 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 62265 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 62265 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Clinton County, Illinois and the nation. The score is rebuilt from public data as it updates, so 62265 reflects the current record instead of a stale or modeled snapshot.

Each component behind 62265 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Practically, 62265 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

23/100
Composite stress
53/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 62265

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk72
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 62265 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Further distress data across Clinton County, Illinois at ZIP, county and state level.

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Each signal above is traceable to an open dataset · methodology

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