ZIP 62258 Foreclosure, Tax-Lien & Distress Report

ZIP 62258's composite property-distress score is 34/100 - DLRadar classes that as moderate for St. Clair County, Illinois. The sharpest non-environmental signals are construction/permit lag (83/100), structural risk (77/100), institutional ownership (47/100). mortgage stress (21/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (86/100)). Structural risk reads 77/100 against active distress of 6/100.

The market reads peak — home values rose 3.9% year on year, and 21% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $90,417 — above the roughly $78,000 national figure. Population is roughly 10,292 with a median age of 39. Educational attainment sits at 27% bachelor's-or-above. Rent burden reaches 32% of tenant households. A median home runs $232,500 here, or 2.5 times local income. The demographic-stress sub-score lands at 26/100. There are about 4,068 housing units across 62258. The vacancy rate is 7.5%. The poverty rate is 10.0%. The tenure split is 70% owner-occupied to 30% rented.

Overall, 62258 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 62258 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 62258 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 62258, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 34/100 figure for 62258 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 62258 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.