ZIP 62285 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 62285 (St. Clair County, Illinois) lands at 34/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (86/100). Structurally it carries 77/100, against 6/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (83/100), structural risk (77/100), institutional ownership (47/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 62285 posted values that rose 3.9% over the year, and 23% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

There are about 1,703 housing units across 62285. The tenure split is 90% owner-occupied to 10% rented. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. Around 65% of renters are cost-burdened. A median home runs $274,400 here, or 2.2 times local income. Around 42% of adults hold a bachelor's degree or higher. Households earn a median $118,413 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 25/100. Vacancy runs 2.2%. 4,187 residents call 62285 home, typically aged 47.

Overall, 62285 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 62285 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62285 can be compared directly against any other ZIP in St. Clair County, Illinois or nationwide. The score is rebuilt from public data as it updates, so 62285 reflects the current record instead of a stale or modeled snapshot.

The 34/100 for 62285 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 62285 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.