ZIP 62285 Property Distress & Foreclosure Data

In St. Clair County, Illinois, ZIP 62285 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (64/100). The latent-versus-live split is 77/100 structural and 6/100 already moving. Its standout signals are structural risk (77/100), construction/permit lag (73/100), institutional ownership (53/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 23% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,703 housing units. Owners hold 90% of homes, renters 10%. 3.8% of residents fall below the poverty threshold. Around 65% of renters are cost-burdened. Home values center near $274,400, an affordability ratio of 2.2× — accessible. Educational attainment sits at 42% bachelor's-or-above. Median household income is $118,413, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100. The vacancy rate is 2.2%. 4,187 residents call 62285 home, typically aged 47.

Overall, 62285 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.